Insurance Blog & Resources

With continued growth and development in Squamish, construction costs have been steadily increasing—mirroring a national trend of nearly 25% growth in rebuild costs over the past several years. While property values often get the most attention, replacement cost is just as important—and often overlooked. Your home insurance is designed to cover the cost to rebuild, not the market value of your home. If your replacement cost hasn’t been reviewed recently, it may not reflect today’s true buildin

Across BC, strata corporations are significantly increasing water damage deductibles. Many buildings now carry deductibles of $100,000 or more. If a water loss originates from your unit, you may be responsible for that deductible amount. Unfortunately, many condo policies still carry lower deductible assessment limits. That difference can leave a serious financial gap. Now Available: Strata Water Deductible Buy-Back (WDBB) WDBB is a specialized excess policy designed to respond when your str

Happy Family Day, Squamish! Whether you’re heading outdoors or enjoying a slower day at home, we hope you’re getting to spend meaningful time with your favourite people. Long weekends are a great reminder to pause and recharge. We’re here whenever you need insurance support.

f you live or drive in Squamish, chances are you spend a lot of time on highways, mountain roads, and busy corridors connecting the Sea-to-Sky. With that comes an increased need to understand how your auto insurance actually works — especially when it comes to injuries after a crash. That’s where ICBC’s no-fault system, known as Enhanced Care, comes in. A Shift Toward Recovery, Not Courtrooms Under Enhanced Care, ICBC’s focus is on helping people recover after a collision instead of determin

Indoor air and water quality are often overlooked, but they directly affect how comfortable and efficient your home feels day to day. Small changes can make a noticeable difference without major upgrades. Fresh air circulation is key. Keeping vents clear, changing filters regularly, and reducing sources of indoor pollutants can help maintain healthier air inside the home. Managing humidity is also important, especially in coastal areas, as excess moisture can contribute to air quality issues ov

A new year in Squamish means fresh starts, new plans, and plenty of adventure. From the mountains to the ocean, life here is anything but ordinary—and your insurance shouldn’t be either. At InsureBC Squamish, we’re proud to help protect the homes, vehicles, and businesses that make this community thrive. The start of the year is a smart time to: * Review home coverage as rebuild costs and materials change * Make sure your vehicle insurance still fits your driving habits * Update policies a

As 2026 approaches, it’s a great time for Squamish residents to review all their insurance policies. Whether it’s home, auto, life, business, travel, or any other type of coverage, ensuring you’re properly insured protects you, your family, and your assets in the year ahead. Things to check: * Make sure coverage limits match your current property, vehicles, or personal situation. * Confirm life insurance beneficiaries and amounts are up to date. * Review any specialized insurance policies y

Squamish residents know that winter here is different — colder than Vancouver, wetter than Whistler, and unpredictable from one week to the next. At InsureBC Squamish, we help homeowners and drivers prepare for the unique challenges of Sea-to-Sky winters. How Squamish Weather Creates Insurance Risks With frequent snowfall, heavy rain, and sudden temperature swings, the risks include: * Roof strain from wet, heavy snow * Ice dams caused by messy freeze-thaw cycles * Slippery driveways and

Living in Squamish means owning gear—good gear. Whether it’s mountain bikes, ski equipment, climbing gear, specialty tools, or handcrafted art from local makers, many households here have valuable items that aren’t fully covered under standard home insurance. Why Your Gear Might Not Be Fully Covered Home insurance includes contents coverage, but it also has special limits on certain categories. These limits can be quite low and are often not aligned with the value of equipment that Squamish r